Capital.com Vs. XM - Compare Trustworthiness, Capabilities, Fees and Legitimacy


Visit 83.45% of retail CFD accounts lose money.	Visit 74.89% of retail CFD accounts lose money.
Overview
Capital.com is a global broker founded in 2016 that specialises in CFDs trading with an offering of more than 4,000 different assets along with several trading platforms (TradingView, MT4, MT5 and their own).	XM is an international broker headquartered in Cyprus which offers MetaTrader 4 & 5 and over 1500 + tradable assets.
Best For
Beginner and intermediate traders looking for a cost-effective option to trade CFDs on Stocks and ETFs Investors and traders looking to buy shares using their new stock investing account (Not available in Australia)	Experienced traders looking to trade shares in high volume using their Zero account MetaTrader users wishing to explore XM's offering while maintaining their preferred platforms
Licenses
Financial Licenses Regulation Regulated Top-tier Licenses 2 Other Licenses 2 Provided by TheTradingBible.com Learn More	Financial Licenses Regulation Regulated Top-tier Licenses 2 Other Licenses 1 Provided by TheTradingBible.com Learn More
🏛 Financial Regulators
CySec (Cyprus) FCA (UK) ASIC (Australia) NBRB (Belarus)	ASIC (Australia) CySec (Cyprus) ADGM (United Arab Emirates)
The Good
Beginner friendly platforms Customisable or removable leverage (Not available in Australia) Integration with TradingView	Competitive commissions on their Zero account Modest asset offering of 1500+ tradable instruments (similar to competitors in the same range)
The Bad
Lack of advanced research and analysis tools No multi-charting capabilities on their propietary web platform Trailing-stop order not available	No proprietary platforms or technology Expensive spreads and trading fees Lack of asset variety when compared to other brokers in the same range
Status
Operational	Operational
Recent News
No fresh news at the moment. Check again soon!	No fresh news at the moment. Check again soon!
Key Data
⌛ Account Opening Time
1 day	1 day
📋 Documents Required
Valid identity document (Passport, ID Card, etc) Valid proof of residence document (Bank statement, utility bills) All documents must be under the account holder's name.	Valid identity document (Passport, ID Card, etc) Valid proof of residence document (Bank statement, utility bills) All documents must be under the account holder's name.
📍 Year Founded
2016	2009
💳 Minimum Deposit Range
$20	$5
💰 Payment Methods
Visa Mastercard Bank Transfer Sofort Neteller Paypal Skrill Apple Pay iDeal	Visa Mastercard Bank Transfer Neteller Skrill
💵 Account Base Currencies
5 - USD, GBP, EUR, PLN, AUD.	11 - USD, EUR, GBP, JPY, CHF, AUD, HUF, PLN, RUB, SGD, ZAR.
🗽 Available to U.S Citizens
No	No
❌ Restricted Countries
US, SY, IR.	US, CA.
📊 STP Account
Yes	No
📊 DMA Account
Yes	No
📊 ECN Account
No	No
Banking License
No	No
Debit Card
No	No
Assets
📚 Assets Type
Hybrid	CFDs
Total Asset Offering
5,152	1,382
Exchange Access
0	0
📙 Real Stocks
1,000	0
📙 Stock CFDs
3,800	1,286
📘 Currency Pairs
0	0
📘 Currency Pair CFDs
140	57
📗 Commodities
0	0
📗 Commodities CFDs
33	15
📕 Indices
0	0
📕 Indices CFDs
37	14
📔 ETFs
0	0
📔 ETFs CFDs
115	0
💸 Cryptocurrencies
0	0
💸 Cryptocurrency CFDs
27	0
📒 Bonds
0	0
📒 Bonds CFDs
0	0
📓 Options
0	0
📓 Options CFDs
0	0
📗 Futures
0	0
📗 Futures CFDs
0	10
Trading Experience
📈 Minimum Stock Trade Size
Variable - Fractions Allowed	Variable - Fractions allowed
📉 Minimum ETFs Trade Size
Variable - Fractions Allowed	Unavailable
📈 Minimum Crypto Trade Size
Varies by Crypto (Eg: 0.01 BTC)	Unavailable
📉 Minimum FX Trade Size
$1,000 (0.01 Lots)	$100 (0.001 Lots)
📈 Minimum Commodities Trade Size
Variable (Eg: 0.01 ounces of gold)	Varies by Commodity (Eg: 0.01 Troy ounce of Gold)
📉 Minimum Bonds Trade Size
Unavailable	Unavailable
📈 Minimum Futures Trade Size
Unavailable	Varies by Commodity (Eg: 0.01 Troy ounce of Gold)
📉 Minimum Options Trade Size
Unavailable	Unavailable
💪 Retail Leverage
30	30
💪 Professional Leverage
500	500
✍ Customisable Leverage
Yes	Yes
🎲 Deleveraged Trading
Yes	No
🎓 Demo Account
Yes	Yes
📱 IOS App
Yes	No
📱 Android App
Yes	No
📺 MetaTrader 4
Yes	Yes
📺 MetaTrader 5
No	Yes
📺 cTrader
No	No
💻 Web trader
Yes	Yes
💻 TradingView Platform
Yes	No
💻 Proprietary Platform
Yes	No
📊 Multi-chart Tools
Yes	Yes
👬 Copy Trading
No	Yes
👫 Social Trading
No	No
🔑 Guaranteed Stop-loss
Yes	No
🔨 Trailing Stop-loss
No	Yes
Fees
💰 Inactivity Fee
None	Yes, $15 one time payment after 1 year of inactivity and then $5 monthly.
💰 Deposit Fees
None	None
💰 Withdrawal Fees
None	None
💰 Commissions
None	Yes on Zero accounts ($7 per lot round turn).
Spreads
📈 EUR/USD
Dynamic - From 0.8 Pips	Dynamic - From 1.7 Pips
📉 SP500
Dynamic - From 70 Pips	Dynamic - From 40 Pips
📈 GOLD
Dynamic - From 55 Pips	Dynamic - From 35 Pips
📉 TSLA (Stock CFD)
Dynamic - From $3.30	Dynamic - From $9.4
📈 XLK (ETF - CFD)
Dynamic - From $0.97	Unavailable
📉 BTC
Dynamic - From $130	Unavailable
Research and Analysis
⭐ Watchlists
Yes	Yes
🔭 Stock Screener
Yes	No
🗓 Economic Calendar
Yes	Yes
📜 Integrated Newsfeed
Yes	No
📡 Reuters Feed
No	No
📡 Educational Content
Yes	Yes
📡 Live Chat Support
Yes	No
📡 Video Tutorials
Yes	No
📡 Account Management
Yes	Yes
📡 Webinars
Yes	Yes