Capital.com Review 2022 - Safe or Scam? Read First!
Capital.com in a Nutshell
CySec, FCA, ASIC, NBRB.
💳 Minimum Deposit ($)
💰 Payment Methods
Credit Card, Debit Card, Bank Transfer, Neteller, PayPal, Skrill Sofort, Apple Pay, iDeal.
💵 Base Currencies
5 - USD, GBP, EUR, PLN, AUD.
📚 Assets Offered
Real stocks and ETFs
CFDs on stocks, ETFs, currencies, commodities, cryptocurrencies and indices.
1,000 Real Stocks / 3,800+ CFDs
📘 Currency Pairs
27 (Not available in the U.K)
💪 Retail Leverage
Up to 1:30
💪 Pro Leverage
Up to 1:500
✍ Custom Leverage
🎲 Deleveraged Trading
Yes (Not available in Australia)
🎓 Demo Account
Capital.com in 60 seconds
Over 4,500+ different assets including CFDs and real stocks
Proprietary platform, Tradingview and MT4
No commissions and great financial analysis
Capital.com was founded in 2016. Their main benefits are allowing traders to choose their desired leverage (subject to leverage limits in some countries), having a minimum deposit via credit card of 20 € (250 € via bank transfer) and their integration with TradingView along with MT4. Their main drawbacks are the lack of advanced order placement controls and multi-charting capabilities in their proprietary platform.
Capital.com is reliable and well regulated by reputable institutions. Let's go over each one of their licenses:
CySec: the Cyprus Securities and Exchange Commission. Capital Com SV Investments Ltd holds the license # 319/17.
FCA: the Financial Conduct Authority (UK). Capital Com (UK) Ltd has the registration number 793714.
ASIC: Capital Com Australia Limited holds license AFSL 513393.
NBRB: the National Bank of the Republic of Belarus. Capital Com (Bel) is registered with #193225654.
From the above list, we can conclude that they hold 2 high value financial licenses and 2 mid-value ones. While analysing their online reputation, we were pleased to find a great amount of positive reviews in several web portals.
In order for Capital.com to increase their reputation, they must continue to acquire new high value financial licenses and continuously improve their offering and reputation.
Capital.com Minimum Deposit and Withdrawal
Capital.com’s minimum deposit is 20 €, USD or GBP for all payment methods except wire transfer, which has a 250 € (or the equivalent in the currency of your trading account).
Their payment methods are:
* Not all deposit methods are available in Australia.
Capital.com supports the following base currencies:
United States Dollar
Great British Pound
Capital.com Available Assets
Capital.com is a great overall-choice for traders looking for asset variety. While it is true that they do not provide exorbitant amounts of assets, they indeed have done a great job in crafting their offer. Let's compare it to similar competitors:
1,000 Real Stocks / 3,800+ CFDs
2,000+ Real Stocks / 2,000+ CFDs
10,000+ Real stocks / 1,526 CFDs
1,800 Real ETFs / 50 CFDs
27 (Not available in the U.K)
Capital.com's offer can definitely beat or be beaten by some of its competitors when it comes to highly-targeted offers such as focusing exclusively on stocks or currency pairs but when compared as a whole, they definitely have an edge over the majority of retail brokers.
Capital.com Trading Fees
Capital.com charges spread and overnight fees when a trade is opened with leverage.
Capital.com's spreads are dynamic (constantly changing according to market conditions). Their current offering is definitely competitive when compared to most of their similar user-friendly peers out there. Let's compare them using some of the most commonly traded assets:
Dynamic - From 0.8 Pips
Dynamic - From 1 Pip
Dynamic - From 1.4 Pips
Dynamic - From 70 Pips
Dynamic - From 75 Pips
Dynamic - From 166 Pips
Dynamic - From 55 Pips
Dynamic - From 45 Pips
Dynamic - From 30 Pips
Dynamic - From $3.30
Dynamic - From 0.09%
Dynamic - Dynamic - From $0.6
Dynamic - From $0.97
Dynamic - From 0.09%
Dynamic - From $130
Dynamic - From 0.75%
When it comes to currencies and commodities, Capital.com's spreads are definitely amongst the best ones out there in the realm of commission-free brokers. On the other hand, for equities they definitely have a moderate markup applied.
Commissions & Fees
Capital.com is a commission-free broker, meaning that they don't charge any in-and-out fee on their trades regardless of a user being a retail or a professional client.
Their commission-free offer is definitely at the same level of their most well-known competitors.
Capital.com Mobile Trading Platform Review
We’ve finally made it to the interesting part, platforms. If there is one thing we can say about their platform is that it's beautiful, smooth and fast. It's the perfect combination for beginners and intermediate traders. Here are some of our thoughts:
Asset classes are very easy to find and sort through from the main window and we appreciate the small preview of the asset’s performance using the red and blue line charts.
All the bottom options are useful for navigating through your trading needs, yet it should be improved to have a notifications centre easily accessible from there to receive market updates combined with accessible live support.
The moment you click on an asset you’ll go inside this view, the individual asset trade window. Here are a few points:
Charting tools in this compacted version with limited features work quite well for a quick glance of recent price action.
Rotating your device horizontally will trigger the fullscreen charting mode where you can use indicators and drawing tools.
Below the red/blue buttons you’ll find asset information such as trading hours, fees and market updates associated with the asset.
If you click the buy or sell buttons, you’ll go to the order window where you can open a trade.
We appreciate the simplified design and the fact that colours change everywhere according to the order type, but having more advanced control for orders would be a great way to motivate professional traders to use this platform.
Figuring out the code, if you want to set a stop-loss-limit order on Capital.com’s platform, you’ll have to open a “buy/sell when price is” order (which means limit) and make sure it’s on the opposite direction of your current trade and also make sure that hedging mode is not enabled so that way you can partially close positions or a whole by opening on the opposite direction.
It’s nice to dumb down things, but sometimes trying to make things too easy is exactly the reason why a professional trader might not feel attracted to it, he wants his usual deal found in professional software, but for beginners it’s a sweet spot.
Some additional benefits of Capital.com’s mobile platform are the included educational resources such as a few short video tutorials on the basic concepts of trading and an in-app news feed.
Their A.I technology is still too young and does not present any groundbreaking benefits worth mentioning besides a few behavioural patterns alerts to warn you of potential bad practises. We’re looking forward to seeing new developments in this area.
Capital.com Web Trading Platform Review
Capital.com’s web platform is also built with a very attractive design and ease of use in mind. A few points about it:
The main window is useful to search assets and open quick trades, we don’t like the lowered chart layout but nothing we can’t live with.
We appreciate the ability to navigate through all the options in the left menu and the smoothness of each interaction.
Our favourite thing about Capital.com’s web platform is the discovery section, you’ll get all sorts of information from it such as: most traded assets, most volatile, risers, fallers of the day and the cherry on top would be the news and educational resources available at the tip of a finger.
The charts section is simply gorgeous, you can perform technical analysis, add indicators, have browser-like tabs open on top for each chart and trade from them while you glance at the most recent news.
This platform is coming very close to fit the needs of professional traders once they develop some more advanced features.
It should be noted though that professional clients may lose more than they deposit and they are generally not afforded the same level of regulatory protection.
Capital.com Research and Analysis Tools
When it comes to research and analysis tools, the first feature that comes to our minds is their "discover" section in their proprietary platform as traders can quickly look at:
Most traded assets (it doesn't specify most traded where but we assume it's on their own platform)
Most volatile assets (same issue as above)
Risers by percentage change on daily or weekly frequencies
Fallers by percentage change on daily or weekly frequencies
Besides this tool, Capital.com provides on their website a dedicated section with Financial Analysis, Insights and Explainers.
Capital.com's research and analysis tools are quite limited and designed for beginners looking for potential assets to trade with a simple user interface. Professional traders won't find much value in this tools.
Capital.com Educational Tools
Capital.com's educational tools are quite comprehensive, here are a few:
Dedicated "Learn to trade" section with hundreds of articles and text-based courses
A youtube channel led by David Jones (Capital.com's Chief Market Strategist) packed with analysis and tutorials
A comprehensive financial glossary
Investmate - their proprietary educational app for beginners looking to enter the markets
By standard, we've never been much appreciative of any broker's financial education tools but in the case of Capital.com we definitely find their offering quite interesting as despite lacking a clearly guided and structured path, they do provide quite a lot of useful resources for new traders.
Capital.com developed a buttery-smooth proprietary trading platform and in parallel joined forces with TradingView and MetaQuotes (MT4) to enhance their offering. While using any of their options we had a pleasant and responsive experience.
We feel a little confused by their strategy, it seems as if they want to market themselves as a professional option yet their product seems to be built with beginners and intermediate trader’s needs in mind. If you’re in any of these categories, Capital.com can be an excellent choice.
When it comes to professional traders Capital.com lacks some crucial elements on their offering such as:
No customisable layouts in their proprietary web trading platform
No multi chart views on their proprietary trading platform
Extremely simplified trading orders with lack of choices such as trailing stops
Only 1,000 real stocks offered
No 0 spread accounts with ECN pricing
Overall, we believe it’s a great platform for beginner and intermediate traders. They have the potential to become industry leaders as soon as they invest in customising their offer in order to meet the demands of professional traders.
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75.26% of retail CFD accounts lose money. Trading on margin is high risk and is not suitable for everyone.
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CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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