Trading 212 Vs. XTB - Compare and Choose the Right One


Visit 74-89% of retail CFD accounts lose money.	Visit 79% of retail CFD accounts lose money.
Overview
Trading 212 is a global broker headquartered in the U.K specialising in real stocks and ETFs investing along with CFD trading.	XTB is an international broker specialised in CFD trading and low cost forex spreads.
Best For
Passive investors looking to buy stocks or ETFs with their investing account Traders of all levels of experience looking to trade CFDs on shares	Experienced forex traders looking for low spreads Experienced stock traders looking for trading particular stocks under low spreads (with commission)
Licenses
Financial Licenses Regulation Regulated Top-tier Licenses 1 Other Licenses 2 Provided by TheTradingBible.com Learn More	Financial Licenses Regulation Regulated Top-tier Licenses 2 Other Licenses 2 Provided by TheTradingBible.com Learn More
🏛 Financial Regulators
FCA (UK) CySec (Cyprus) FSC (Bulgaria)	CySec (Cyprus) FCA (UK) CMNV (Spain) UKNF (Poland)
The Good
Broad asset offering in their investing account (more than 10,000 assets) Friendly, smooth and simple proprietary platforms (both web and mobile) Great spreads on stocks and no commissions on investing accounts	Low forex & stock spreads Professional platform with customisable layouts
The Bad
Despite both platforms being beautiful, they are gamified for engagement. Clicking on the buy button on mobile platform will trigger a random order without asking for confirmation Asides from stocks, their asset offering lacks variety Very high forex spreads (1.4 Pips on EUR/USD)	No ability to remove or customise leverage High commissions on stocks & ETFs All instruments are CFDs, you can't buy underlying assets (real stocks or cryptocurrencies)
Status
Operational	Operational
Recent News
N/A	N/A
Key Data
⌛ Account Opening Time
1 Day	1 day
📋 Documents Required
Valid identity document (Passport, ID Card, etc) Valid proof of residence document (Bank statement, utility bills) All documents must be under the account holder's name.	Valid identity document (Passport, ID Card, etc) Valid proof of residence document (Bank statement, utility bills) All documents must be under the account holder's name.
📍 Year Founded
2004	2002
💳 Minimum Deposit
1 to 10 €, £	$, €, £ - 0
💰 Payment Methods
Visa Mastercard Bank Transfer Paypal Neteller Skrill iDeal Apple Pay	Visa Mastercard Bank Transfer Sofort Neteller Paypal Skrill
💵 Account Base Currencies
9 - USD, EUR, GBP, RON, PLN, CHF, SEK, NOK, CZK.	5 - USD, GBP, EUR, PLN, HUF.
🗽 Available to U.S Citizens
No	No
❌ Restricted Countries
US, CA.	US, SY, IR.
📊 STP Account
No	Yes
📊 DMA Account
Yes	No
📊 ECN Account
No	No
Assets
📚 Available Assets
Real stocks and ETFs CFDs on stocks, ETFs, currencies, commodities and indices.	CFDs on stocks, ETFs, commodities, currencies, indices and cryptocurrencies
📙 Stocks
10,000+ Real stocks / 1,526 CFDs	1,877
📘 Currency Pairs
179	57
📗 Commodities
25	21
📕 Indices
35	36
📔 ETFs
1,800 Real ETFs / 50 CFDs	135
💸 Cryptocurrencies
N/A	5
📒 Bonds
N/A	N/A
📓 Options
N/A	N/A
📗 Futures
N/A	N/A
📝 Notes:
Trading 212 provides 2 different accounts: Stock investing where users can buy real stocks or ETFs and CFD accounts.	All XTB assets are CFDs.
Trading Experience
📈 Minimum Stock Trade Size
Fractional Share trading - 0.1 Units of a share	$50
📉 Minimum ETFs Trade Size
Fractional ETF trading - 0.1 Units of an ETF	$50
📈 Minimum Crypto Trade Size
N/A	Varies by Crypto (Eg: 0.01 BTC)
📉 Minimum FX Trade Size
$500	$1,000
📈 Minimum Commodities Trade Size
Varies by Commodity (Eg: 0.01 Troy ounce of Gold)	Varies by Commoditty (Eg: 0.01 Troy ounces of Gold)
📉 Minimum Bonds Trade Size
N/A	N/A
📈 Minimum Futures Trade Size
N/A	N/A
📉 Minimum Options Trade Size
N/A	N/A
💪 Retail Leverage
Up to 1:30	Up to 1:30
💪 Professional Leverage
Up to 1:500	N/A
✍ Customisable Leverage
No	No
🎲 Deleveraged Trading
Yes (Investing Account)	No
🎓 Demo Account
Yes	Yes
📱 IOS App
Yes	Yes
📱 Android App
Yes	Yes
📺 MetaTrader 4
No	Yes
📺 MetaTrader 5
No	No
💻 Web trader
Yes	Yes
💻 TradingView Platform
No	No
💻 Proprietary Platform
Yes	Yes
📊 Multi-chart Tools
Yes	Yes
👬 Copy Trading
No	No
👫 Social Trading
No	No
🔑 Guaranteed Stop-loss
No	No
🔨 Trailing Stop-loss
Yes	Yes
Fees
💰 Inactivity Fee
No	Yes, $10 a month after 1 year of inactivity
💰 Deposit Fees
No	No
💰 Withdrawal Fees
No	No
💰 Commissions
No	For Stocks and ETFs / 0.08% - $8 Minimum commission
Spreads
📈 EUR/USD
Dynamic - From 1.4 Pips	Dynamic - From 0 to 0.8 Pips
📉 SP500
Dynamic - From 166 Pips	Dynamic - From 50 Pips
📈 GOLD
Dynamic - From 30 Pips	Dynamic - From 35 Pips
📉 TSLA (Stock CFD)
Dynamic - From $0.6	Dynamic - Market Spread
📈 XLK (ETF - CFD)
N/A	Dynamic - Market Spread
📉 BTC
N/A	Dynamic - From $120
Research and Analysis
⭐ Watchlists
Yes	Yes
🔭 Stock Screener
No	Yes
🗓 Economic Calendar
Yes	Yes
📜 Integrated Newsfeed
No	No
📡 Reuters Feed
No	No